The YKL Editorial Team writes clear, practical explainers on credit, debt and budgeting. Articles are drafted with AI assistance and reviewed by an editor before publication.
How we work
Our editorial standards set out how articles are briefed, drafted, fact-checked and reviewed, how we cite sources, and how to ask for a correction.
Latest from the team
- Retirement Plan Loan? A Checklist Before You Borrow
- Card Closed by Your Issuer? Your Questions Answered
- Bankruptcy: 5 Myths vs. Facts
- Rent Going Up at Renewal? 5 Steps to Push Back
- School Costs Adding Up? 6 Ways to Spend Less
- Employer Credit Check Coming? A Checklist to Prepare
- Holiday Layaway: Your Questions Answered
- Title Loans: 5 Myths vs. Facts
- Asked for a Deposit to Turn On Power? 5 Steps to Lower It
- Paying to Cash Your Check? 6 Cheaper Ways to Get Your Pay
- Move-Out Checklist: Protect Your Security Deposit
- Thinking About Credit Counseling? Your Questions Answered
- Credit Repair Companies: 5 Myths vs. Facts
- Lost Your Job? 6 Steps for Your First Week
- 6 Monthly Bills Worth a Phone Call to Lower
- Rent-to-Own Checklist: What to Ask Before You Sign
- Utility Shutoff Notice? 6 Steps to Keep the Lights On
- Can Rent Help Your Credit? 5 Myths vs. Facts
- Behind on a Payment? Your Questions Answered
- Car Loan With Bad Credit? 6 Things to Check Before You Sign